How it works

Understand the contract before you choose it.

A vehicle service contract may help with eligible repair costs after a covered breakdown. The approved contract—not a marketing summary—controls what is covered.

The customer journey

Four steps, with the important details kept visible

Preliminary eligibility is not final approval, and reviewing options does not activate coverage.

  1. 01

    Tell us about your vehicle

    Share the vehicle, mileage, location, and purchase status needed for a preliminary review.

  2. 02

    Review available options

    We apply current eligibility and plan configuration without treating the result as final approval.

  3. 03

    Choose a plan and deductible

    Compare configured terms, limitations, documents, and pricing before making a decision.

  4. 04

    Get help with a covered breakdown

    Follow the contract’s claims process and obtain authorization before repairs begin.

Not auto insurance

Different purpose, different process

Auto insurance generally addresses risks such as collisions, liability, and certain losses. A vehicle service contract addresses eligible mechanical breakdowns according to a separate contract.

Not a manufacturer warranty

A separate contract

A manufacturer warranty comes from the vehicle manufacturer and applies under its own term. A vehicle service contract has its own provider, administrator, effective-date rules, and claim procedure.

Before enrollment

  1. Confirm the seller, administrator, provider, and obligor.
  2. Review the full covered-component schedule and exclusions.
  3. Understand the deductible, waiting period, and effective date.
  4. Check maintenance and repair-authorization requirements.
  5. Review cancellation and transfer terms for your state.
Final contract configuration is still required.

The website will publish exact plan, term, company, and disclosure information only after it is approved and configured.

Check My Vehicle